SSI AND ITS LIMITATIONS
SSI stands for Supplemental Security Income. The Social Security office often calls it "Title 16." It is a type of welfare benefit for economically distressed, elderly and disabled individuals. It is very different from Social Security disability (SSDI), also called "Title 2" benefits. Here is what makes SSI challenging: 1) A claimant does not need a work history, since SSI requires no work credits at all. However, the claimant must meet very severe financial restrictions. For example, having at least $2,000 in cash, savings or other financial resources can disqualify you financially. They will also look at deemed income or household income, taking in consideration the income of anyone living in your home (spouse, friend, family member, etc.). Those persons' income may be used to deny or reduce your benefits. In short, a claimant must be "needy" to qualify. 2) A claimant must meet the same medical disability requirements as fo...